Moneyview Personal Loan App | Moneyview Instant Personal Loans offer competitive features and benefits, making them an attractive option for those in need of quick financial assistance. Here’s a breakdown of the key highlights and details:
Moneyview Personal Loan App
Key Highlights of Moneyview Instant Personal Loans
- Interest Rate: Begins at 1.33% per month.
- Loan Tenure: Extends up to 5 years.
- Loan Amount: Up to Rs. 5 lakhs.
- Loan Processing Fee: Up to 2% of the loan amount.
- Prepayment Charges: 5% on principal outstanding plus GST.
- EMI Bounce Charges: Rs. 400 plus GST.
- Minimum Monthly Income:
- For Salaried: Rs. 13,500.
- For Self-employed: Rs. 15,000.
Moneyview Instant Personal Loans Versus Other Lenders – A Comparison
Lender Name | Interest Rate (Per annum) | Processing Fee | Loan Amount | Tenure |
---|---|---|---|---|
KreditBee | 15% to 29.95% | Up to 6% | Rs. 1,000 to Rs. 2 lakhs | 2 months to 15 months |
StashFin | 11.99% to 59.99% | Up to 10% plus GST | Rs. 500 to Rs. 5 lakhs | 3 months to 36 months |
Early Salary | 24% to 30% | Up to Rs. 4,000 | Rs. 5,000 to Rs. 5 lakhs | 90 days to 730 days |
CashE | 2.75% to 3% | Up to 2% | Rs. 7,000 to Rs. 3 lakhs | 62 days to 1 year |
MoneyTap | Starting at 13% | Up to 2% plus GST | Rs. 3,000 – Rs. 5 Lakhs | 2 months to 36 months |
Features and Benefits of Moneyview Instant Personal Loans
- Available for both salaried and self-employed individuals with a consistent income.
- Flexible loan amounts ranging from Rs. 10,000 to Rs. 5 lakhs.
- Repayment tenure of up to 5 years.
- Quick disbursal of loan amount within 24 hours.
- Direct crediting to the borrower’s account.
- Instant verification using Aadhaar or eKYC.
- Completely digital application process for convenience.
- Accessible from any location in India.
- Versatile app with features like application tracking and EMI payments.
- Easy eligibility check in just 2 minutes.
Moneyview Instant Personal Loan Interest Rates
- Interest rates commence at 1.33% per month.
- Rates may vary based on factors such as credit score, repayment history, employment status, income-to-loans ratio, and existing relationship with the lender.